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IntroductionMicro and small enterprises (MSEs) account for nearly 99% of enterprises in the European Union (EU) and employ nearly 50% of EU workers. Given these numbers, and the significant role such enterprises play in society as well as in the EU…
IntroductionSmall and medium-sized enterprises (SMEs) are widely acknowledged as the backbone of the European economy. According to EUROSTAT statistics [1], [2], 29.6% of the EU employees work in micro enterprises (<10 employees), while 20.6 % are…